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财经频道: 共绘人类生态文明美丽画卷——从北京世园会看中国绿色发展的“世界贡献”房屋抵押貸款即是將自己名下的房子，抵押給銀行、融資公司、貸款公司等從而取得資金，以房子作為抵押物擔保，一般而言，貸款利率也會較低。房屋抵押貸款有很多不同種類